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Mortgage Amortization Calculator

See Every Payment — Start to Payoff

Your full month-by-month amortization schedule, how extra payments save you years and thousands, and the exact date you'll own your home free and clear.

Loan Details
$
6.20%
$
$
$
The power of extra payments: Adding just $200/month to a $320k loan at 6.2% cuts 5+ years off your term and saves over $60,000 in interest. Try it above.
Amortization Results
Monthly Payment
$
Principal & Interest
Total Interest
$
over 30 years
Payoff Date
— months
Total Cost
$
loan + all interest
No extra payments set Add extra payments to see your savings
Standard payoff
$— interest
With extra payments
$— interest
Your payment breakdown today
Principal —%
Interest —%
Remaining balance by year
Full schedule
Period Payment Principal Interest Balance
Amortization calculations are based on a fixed interest rate and do not account for variable rate changes, escrow adjustments, or lender-specific rounding. Payoff dates are estimates. Consult your lender for your exact amortization schedule.

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